On 22 April 2020, two individual’s lives changed for ever, after they bought a winning scratchcard with a prize of £4 million. Or so they thought. A month later, Camelot, the body licensed by the Gambling Commission to operate the lottery, refused to pay out.

The subsequent court case that followed - in which the Court upheld Camelot's refusal - provides a useful and interesting appraisal of the English law position regarding incorporation of terms and the reasonableness of clauses relied upon.

Our full article and analysis of the case is available to read by clicking here.